Coinbase and Fannie Mae partnered with Better for Bitcoin-backed mortgages.
Instead of selling crypto and triggering capital gains, you pledge it. Bitcoin stays yours. No taxable event. Rates should fall and PMI should disappear.

But here’s the caveat nobody talking about:

Interest on 401K or stocks loan is NOT deductible, but bitcoin Mortgage… People are going to buy Bitcoin specifically as mortgage collateral — avoid PMI, get a deductible loan. That’s not a workaround, it’s a strategy.